New Jersey Total Disability Lawyers

Workers’ Compensation is a no-fault insurance program that compensates injured workers for medical treatment and lost wages. If a serious work-related injury or illness has rendered you unemployable, you may be eligible to receive permanent total disability (PTD) benefits through Workers’ Compensation.

Basics of a Total Disability Claim

After you have been injured on the job, you will undergo treatment for your injury.  Eventually, you will reach what is called your Maximum Medical Improvement (MMI).  At that time, a doctor will determine whether your injury is permanent.

New Jersey workers that have been totally disabled receive 70 percent of what they were earning at the time of their injury.  However, this figure cannot exceed 75 percent of the Statewide Average Weekly Wage (SAWW) in the year of the injury, or fall below the minimum rate of 20 percent of the SAWW.  These benefits are paid weekly for at least 450 weeks.  If after those 450 weeks you remain totally disabled, the payments continue.

Some types of accidents are so severe that the courts will “presume” that you are totally disabled.  What this means is that if you suffer this type of work-related injury, you are automatically entitled to permanent total disability benefits.  According to the State of New Jersey, PTD is “presumed when the worker has lost two major members or a combination of members of the body such as eyes, arms, hands, legs or feet.  However, permanent total disability can also result from a combination of injuries that render the worker unemployable.”

Common injuries that may render an employee eligible for PTD benefits include:

  • Lumbar disc herniation (lower back)
  • Cervical disc herniation (neck)
  • Spinal fracture
  • Paralysis
  • Traumatic brain injury
  • Head trauma
  • Severe burns
  • Amputation
  • Chronic pain problems

Ways to Maximize Your Disability Benefits

The lawyers at Shebell & Shebell have been representing injured New Jersey workers for decades.  We understand that serious on-the-job accidents can render you unemployable.  You do not need to suffer alone.  You do not need to sacrifice yourself for your employer.  Workers’ Compensation disability benefits exist to help injured workers, and we know how to maximize your reward.

In 1923, the Second Injury Fund was created to encourage employers to hire disabled workers.  If you have a pre-existing injury, then suffer a subsequent injury on-the-job which together, render you totally disabled, then you may qualify for benefits from the Second Injury Fund.  For more information about the Second Injury Fund, see this guide published by the New Jersey Department of Labor and Workforce Development.

Also, in many cases, we are able to get our clients Social Security disability insurance payments in addition to PTD benefits.

If you have been injured on-the-job, speak to an experienced New Jersey total disability lawyer today.  Call us at 866-957-5237, or contact us online.

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Thomas Shebell was an A M A Z I N G attorney for our personal injury case. He made himself available to all our questions and concerns during the whole process. We were very nervous about it all and he set our fears to rest. You instantly believe in him after your first meeting. He was serious yet empathetic, had superb legal knowledge, and great judgement. His staff is also top notch. Words cannot describe how wonderful a lawyer we believe Thomas Shebell to be and would highly recommend him.
Posted by Michele on December 8

My hero, my attorney who is always there for me!

Tom Shebell has represented me and my family members in several cases. Tom is the most prepared lawyer I have ever seen, and demands respect in and outside of the court room. His staff is amazing and never makes you feel as if you are bothering them. I always feel that I am his most important client, and he always takes my call. If he is busy, I am reassured that he will get right back to me and he does. His knowledge of the law and research on your case is impecable, and will never give up until he gets the results that he feels are the best for you. Although he is the most professional attorney I have ever worked with, he refers you call him Tom (not Mr. Shebell), and I am most comfortable calling him Tommy. His cell phone is on his answering service, to comfort you and assuring you that you can reach him if necessary, no matter what. I will never retain another lawyer, unless it is a case that he cannot handle. That has never happened to me. Unfortunately, Tommy is handling a very emotional case for my family, and whenever we discuss it our meet together he is very comforting to us. For a family man, and extremely busy attorney to handle matters like this, it truly takes a special type of person, and extraordiinary human being. If anyone take my advise, Tom Shebell, III is the only attorney that should be called first, and believe me you will not make another call. As I said in my title, he is my true "hero"!
Posted by Sandi on September 17

I am Grateful I was able to have Thomas Shebell for my Lawyer

Thomas Shebell and his staff were very good to work with. They were always professional, but also very down to earth and real. I always felt that my best interest was their main concern. I was always able to call with questions and concerns and was never made to wait or to feel like I was inconveniencing anyone. I always felt that they knew instantly who I was and what was going on with my case. In the end, Thomas was able to get the best possible settlement for me. I am very grateful to have been treated like my case truly mattered to them.
Posted by Toni on March 28

Ferocious Fighter

Tom Shebell and his firm came highly recommended by several reputable people in the community. I come from a family deeply rooted in law enforcement, so I greatly appreciate that Tom grew up with the law as well, hailing from a family of highly respected attorneys. He easily grasped the complexity of my case and eased my concerns, while ferociously fighting for me. One of the moments that stands out to me the most was when I voiced a concern over possible retaliation and he said, "they're going to have come through me first." I wholeheartedly believed him then and now. There is no one else I'd want in my corner than Tom Shebell.
Posted by on February 23

A League Of His Own

Mere words cannot express my gratitude to Thomas F Shebell III. He took on a case, that other attorneys would shy away from and fought vehemently for my husband, myself and our daughter. His tenacity is only surpassed by his kindness and compassion for his clients well-being. I would recommend Mr. Shebell III to anyone who may need an attorney to guide them through a difficult time and see them through to a successful end. Many thanks again to him and his staff!!