Know Your Rights in New Jersey – Workers’ Compensation for Traumatic Injuries
Many years ago, injuries sustained on-the-job were considered collateral damage—a price workers had to pay for the privilege of employment. However, as our nation progressed, the health and safety of American workers became an important issue. Today, workers who are injured while at work have rights and are entitled to compensation. Under present New Jersey Workers’ Compensation law, an “on-the job” injury may even include accidents that occurred while travelling for work, or at a company social function.
Often, workers that have been injured on the job are told by their employers to apply for short-term disability insurance benefits. These benefits are inferior to Workers’ Compensation benefits. Unlike short-term disability benefits, Workers’ Compensation benefits are not subject to income tax, and they are typically paid out in a higher amount and for a longer period of time.
Depending on the facts of your case, you may be entitled to:
- Medical benefits – Your employer’s insurance carrier should cover all of the reasonable and necessary medical expenses, including hospital services, doctors’ appointments, physical therapy, follow-up treatment and prescriptions incurred by your workplace injury.
- Temporary disability benefits – If you are disabled for more than seven days, you may qualify for payment of part of your wages until you are able to return to work or have reached maximum medical improvement (MMI).
- Permanent partial benefits – If your workplace injury results in partial permanent disability, you may receive weekly benefits after your temporary disability benefit period ends.
- Permanent total benefits – If your disability prevents you from returning to gainful employment, you may be eligible for income compensation for as long as you are disabled.
- Death benefits – Dependents (typically spouses and minor children) of workers who were killed in an on-the-job accident may qualify for a part of the income their deceased family member would have received.
By collecting Workers’ Compensation benefits, you relinquish your right to sue your employer. However, if you were injured by a person other than your employer, you may be able to recover from the third-party in a personal injury claim in addition to collecting Workers’ Compensation benefits. Shebell & Shebell are here to help.
A traumatic injury is a physical injury of sudden onset and severity that requires immediate medical attention. There are many types of traumatic injuries, including:
- Amputation/Loss of limb
- Spinal cord injury
- Back and neck injuries
- Shoulder injury
- Fractures and broken bones
- Internal injury
- Traumatic brain injury
- Eye injury
- Surface wounds, such as cuts, blisters, and lacerations
- Bruises and contusions
- Respiratory injury
Certain types of jobs are inherently dangerous, and involve a high degree of risk for traumatic injuries and disorders. Workers who are susceptible to traumatic injuries on the job include:
- Medical professionals
- Police officers and law enforcement
- Security guards
- Construction workers
- Emergency first responders
If you have been injured on the job, you need a New Jersey Workers’ Compensation lawyer with experience in pursing claims successfully. Speak with a respected lawyer at Shebell & Shebell at 866-957-5237 or contact us online today.
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