How the Personal Injury Claim Process Works in New Jersey

Experienced attorneys explain the steps to filing an insurance claim

Through the New Jersey personal injury claim process, people who are injured by the negligence of others can pursue compensation for their losses. However, the process is complex, and the insurance companies start with the advantage. An experienced attorney can level the playing field.

If you are the injured victim of an accident in New Jersey, contact Shebell & Shebell, LLC for a free consultation. We can explain how the law applies to your situation and help you weigh your options. Our New Jersey personal injury law firm can handle the process for you. While you focus on healing, we will fight for your right to maximum compensation. Our New Jersey personal injury attorneys handle cases involving motor vehicle accidents, slip and falls, and other types of injuries caused by negligence.

How the New Jersey injury claim process works

For many injured accident victims, the insurance claim process starts right away at the site of the incident. Here are typical steps in a New Jersey accident injury claim:

Get medical attention. If you have been injured, seek medical attention as soon as possible. This is not only important for your health but also to establish a record of your injuries that will be necessary to support your claim.
Gather evidence. If your health and safety allow for it, take photos and videos of the site of your injury. Collect witnesses’ names, statements, and contact information.
Consult a lawyer. While you focus on what matters most to you, an attorney can investigate the accident, gather evidence, and negotiate with insurance companies on your behalf.
File a claim with the insurance company. At Shebell & Shebell, LLC, we can handle the insurance company’s questions, investigate, collect evidence, gather expert testimony, calculate maximum compensation, file persuasive legal documents, and keep your claim moving forward.
Calculate compensation. Compensation for your injuries should include your medical expenses, lost income if you can’t work due to an injury, pain and suffering, and other accident-related expenses. Your attorney can calculate the full amount of compensation you deserve.
Negotiate a settlement. Our personal injury attorneys hammer away at the insurance company until they make you a substantial offer. The decision of whether to accept a settlement is ultimately yours.
File a lawsuit. If the insurance company won’t pay what you deserve, our legal team prepares to take them to court.
Attend mediation or trial. Few cases get to this point – even if we have to file a lawsuit, we can still negotiate a settlement with the insurance company. However, we are prepared to take your case to trial if necessary – and we will make sure you are ready for every step in the process.

Do I qualify to file a personal injury claim in New Jersey?

To have a case for personal injury compensation, you have to prove negligence. Basically, there are four elements that must exist to make your case:

Duty of care. You must establish that another person or organization had a legal responsibility to act in a safe manner toward you.
Breach. Through action or inaction, that person or organization behaved carelessly, failing to meet that duty of care.
Causation. You were injured due to this breach of their duty of care.
Damages. You sustained financial losses, pain, and/or had other losses as a result of the injury.

Don’t go up against the insurance company on your own

After a bad accident, the most important thing you can do after getting medical attention is to consult an experienced New Jersey personal injury attorney at Shebell & Shebell, LLC. We have been winning cases since 1927. Our New Jersey law firm offers free case consultations to potential clients.

Remember: The insurance company has lawyers. You do not want to be the only one at the negotiating table without an attorney. If you are the injured victim of a New Jersey accident, have a professional with a long track record of success handle your claim. Contact Shebell & Shebell, LLC for a free case consultation.