New Jersey Lawyers Explain Types of Workers’ Compensation Benefits
Call Our Workers’ Compensation Attorneys If You Were Hurt on the Job
When there’s a workplace accident, many injured workers aren’t sure about what to do next. They know they are generally eligible for workers’ compensation benefits but may not know exactly which benefits they can collect. At Shebell & Shebell, LLC, our workers’ compensation attorneys fight to help you receive the benefits you deserve.
The workers' compensation benefits available to injured workers in New Jersey include:
If you were injured in a work-related accident, your employer – through their insurance carrier – is responsible for paying the costs of all necessary and reasonable medical treatment. This includes the costs of medical treatment, hospital services and prescriptions. Your employer and their insurance provider have the right to choose the doctors that will treat your injuries.
Temporary Total Disability Benefits
If you are expected to be out of work because of your injury for more than seven days, you are eligible for temporary total benefits. These are equal to 70 percent of your average weekly wages. There are legal minimum and maximum rates established each year. You are eligible to receive these benefits until you:
- Are able to return to work
- Have reached the level of maximum medical improvement
- Have reached the 400-week maximum for these types of benefits
Permanent Partial Benefits
In some cases, a worker has been left with a permanent physical impairment due to a work-related injury or illness. In these cases, the worker is eligible for weekly benefits based on their level of functional loss.
Permanent Total Benefits
In some cases, workers may be left with a permanent disability that prevents them from returning to any type of gainful employment. These workers are eligible to receive permanent total benefits equal to 70 percent of their average weekly pay (subject to annual minimum and maximum rates). Initial benefits run 450 weeks. After that, workers must provide evidence that they still suffer from a total disability.
Some workers lose their lives in a work-related accident. In these cases, their dependents are eligible for death benefits. These include payment for funeral expenses up to a certain amount, as well as weekly death benefits equal to 70 percent of the worker’s wage (subject to annual minimum and maximum rates).
Navigating the workers’ compensation claims process can be difficult. Employers and especially their insurance companies know how to minimize your claim so that you receive fewer benefits. Our attorneys know how they operate. We build strong cases and help you fight back through every step of the appeals process.
Contact us to learn more about how we can help you with your workers’ compensation claim. One of our workers’ compensation attorneys can sit with you and review the details of your accident and injury. We’ll go over your options and explain what you can expect. We can also answer any questions that you have.